Lending money, financing equipment, factoring receivables or taking any security interest in a business’s property? Before your lien is good against the world you have to PERFECT it — and that means filing a UCC-1 financing statement, the original public notice under Article 9 of the Uniform Commercial Code, with the filing office (usually the Secretary of State). PaperKit drafts that exact statement. It’s the root of the whole UCC branch — the original that a UCC-3 continuation, amendment, assignment or termination later maintains. Pick what your lien COVERS and PaperKit reframes the whole collateral section and the title: an all-assets / blanket lien on all of the debtor’s personal property, now owned or hereafter acquired, and all proceeds; specific collateral you describe (equipment, inventory, accounts, a named machine); or a fixture filing on goods affixed to real estate (filed in the real-property records, reciting the legal description and record owner under UCC § 9-502(b)). Then pick how the DEBTOR is identified — a registered organization (named by its EXACT name on its public organic record, with its state of registration and org ID — the single most common cause of a rejected, seriously-misleading filing) or an individual. Name the secured party, name the debtor, set the collateral and the filing office, and PaperKit assembles the full statement: debtor and secured-party identification, the collateral, a proceeds recital, a perfection-and-duration recital (it computes the 5-year lapse year from your filing year, UCC § 9-515), an authorization-to-file direction, and the debtor’s authorization under UCC § 9-509. Like the UCC-3, the SECURED PARTY is the one who executes and e-signs it — a one-party filing certificate. Hosted online for the secured party to review & e-sign. Clean PDF. (Debtor-name rules, the correct filing office and fixture-filing recording all vary by state and by debtor type — confirm your state’s Article 9 rules and the filing office’s requirements.)
The big lever — it decides the collateral language, the document title, and whether a real-estate description is needed.
All-assets / blanket lien: covers ALL of the debtor's personal property, now owned or hereafter acquired, and all proceeds. The broadest financing statement — common for a general business loan or line of credit.
Registered organization: name the debtor by its EXACT name on its public organic record (as registered), plus its state of registration and its registered-organization ID. Getting this wrong is the #1 cause of a seriously-misleading, ineffective filing (UCC § 9-503 / § 9-506).
A real, section-by-section UCC-1 financing statement. The collateral-type choice drives the collateral language and title; the debtor-type choice drives the identification recital; the filing year computes the 5-year lapse recital. Publish to get a hosted link the secured party can e-execute online.
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A UCC-1 financing statement is a template for convenience, not legal advice. A UCC-1 initial financing statement is the public notice filing that perfects a security interest under Article 9 of the Uniform Commercial Code; to be effective it must correctly name the debtor (an exact registered-organization name is required for an organization — UCC § 9-503 / § 9-506), indicate the collateral, be authorized by the debtor (UCC § 9-509), and be filed with the correct UCC filing office within the required rules; effectiveness lapses five years after filing unless continued (UCC § 9-515). PaperKit is not a law firm. Review the statement and consult a qualified attorney.