The non-judicial foreclosure is over — the trustee's sale has been held and now the property has to be conveyed to whoever won at auction. This is the recordable deed that completes the foreclosure: the foreclosure TRUSTEE, having sold under the power of sale, conveys title to the successful bidder. Pick the sale result, which drives the whole money math: a Third-party bidder paid the winning bid in cash (PaperKit applies the proceeds to the debt and computes any SURPLUS owed to junior lienholders and the trustor, and estimates the documentary transfer tax on the sale price), or the foreclosing Beneficiary made a Credit bid against its own debt (no cash changes hands, the bid is credited against the loan, and PaperKit computes any SURVIVING DEFICIENCY that may remain owed — and treats the conveyance as transfer-tax exempt). Choose residential or commercial, name the trustee, the winning bidder / grantee, the beneficiary and the foreclosed trustor, recite the deed of trust, the Notice of Default and the Notice of Trustee's Sale (with their recording instrument numbers) and the sale date and place, and PaperKit assembles the whole instrument — the recitals, a foreclosure-compliance certification, the sale and bid, the application of proceeds (surplus or deficiency), the granting clause conveying the trustor's interest WITHOUT warranty, and the manner of taking title. Like a reconveyance, it's a drafter-signs recordable certificate: the neutral foreclosure TRUSTEE executes and e-signs it; the bidder simply takes title. Hosted online for the trustee to review & e-sign. Clean recordable PDF.
The foreclosure trustee that sold the property under the power of sale. Like a reconveyance, the deed is a recordable certificate the neutral trustee executes — the winning bidder simply takes title.
The big lever — it decides what happens to the debt and whether PaperKit computes a surplus (third-party cash sale) or a surviving deficiency (beneficiary credit bid).
Third-party bidder: an outside buyer paid the winning bid in cash. PaperKit applies the proceeds to the debt and computes any SURPLUS (bid − debt) owed to junior lienholders / the trustor, and estimates the documentary transfer tax on the sale price.
Residential property: framed for a home / residential foreclosure sale.
Third-party cash sale: surplus = bid − total debt (floored at 0); documentary transfer tax = bid ÷ 1,000 × rate (set the rate to 0 to omit).
A real, section-by-section recordable Trustee's Deed Upon Sale. The sale-result choice drives the application of proceeds and whether PaperKit computes a surplus or a surviving deficiency. Publish to get a hosted link the trustee can e-execute online.
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A Trustee's Deed Upon Sale is a template for convenience, not legal advice. It is a recordable instrument that conveys title acquired through a non-judicial foreclosure sale; to be effective it must generally be executed by the trustee, acknowledged before a notary, and recorded with the correct recorder / register of deeds — and only after the foreclosure has been conducted in strict compliance with the deed of trust and applicable state law. PaperKit is not a law firm. Review the deed and consult a qualified attorney.