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🏦 SNDA Agreement

Financing or refinancing a commercial building with tenants? The lender needs each tenant to sign an SNDA. PaperKit drafts a proper Subordination, Non-Disturbance and Attornment Agreement: the lease is subordinated to the lender's mortgage, the lender promises not to disturb a non-defaulting tenant on foreclosure, and the tenant attorns to any successor landlord. Pick the lender form (subordination-first) or a tenant-protective form (non-disturbance-first), and toggle rent-payment-direction-on-default and no-lease-modification-without-consent clauses. Pairs with the estoppel certificate. Hosted online for the tenant to review & e-agree. Clean PDF.

Lender (mortgagee)
Which form?

This reorders the agreement: the lender form leads with an unconditional subordination; the tenant-protective form leads with the non-disturbance promise and makes subordination conditional on it.

Landlord / borrower
Tenant — the agreeing party
Property
Lease facts
The loan & security instrument
Optional lender clauses

The two clauses lenders most often add. Leave them on for a standard lender SNDA.

Governing law & extras
Live preview

A real, numbered SNDA. The form choice reorders subordination vs non-disturbance; the toggles add the rent-direction and no-modification clauses. Publish to get a hosted link the tenant can review & e-agree online.

Enter the lender name…
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Generated agreements are templates for convenience, not legal advice, and PaperKit is not a law firm. SNDA and subordination practice varies by state, locality and lender, and most lenders require their own form — review the agreement and consult a qualified attorney before signing.