The mortgage loan is paid off and the property is held under a deed of trust — now you need to clear it off title so the owner holds clean title? In deed-of-trust states a mortgage isn't just a two-party lien: a neutral trustee holds legal title as security, and when the note is paid the lender (beneficiary) directs that trustee to reconvey. PaperKit drafts the exact recordable Deed of Reconveyance the trustee executes. Pick the scope — a full reconveyance (the note is paid in full, the trustee reconveys the whole property and the deed of trust is released of record) or a partial reconveyance (only a specific parcel or lot is released from the deed of trust while it continues on the rest, and PaperKit computes the remaining secured balance). Choose residential or commercial, recite the deed of trust (with its recording book/page/instrument number), the promissory note, the trustor, the beneficiary and the trustee, and PaperKit adds a satisfaction recital, a beneficiary-direction recital and an authorization-to-record direction, then assembles the whole instrument. Unlike the other docs, the neutral TRUSTEE — not the lender or the borrower — is the one who executes and e-signs it. Hosted online for the trustee to review & e-sign. Clean PDF.
A deed of trust is a three-party instrument — the neutral trustee (not the lender or the borrower) is the one who executes the reconveyance, at the beneficiary's direction.
The big lever — it decides whether the whole deed of trust is released or only a parcel, the document title, and the payoff math.
Full reconveyance: the note is paid in full; the trustee reconveys the entire property and the deed of trust is fully satisfied and released of record, so the trustor takes clean title.
Residential deed of trust: framed for a home / consumer mortgage secured by a deed of trust.
A real, section-by-section recordable deed of reconveyance. The scope choice drives whether the whole deed of trust or a single parcel is reconveyed; a partial reconveyance computes the remaining secured balance. Publish to get a hosted link the trustee can e-execute online.
$9/mo — remove the DRAFT watermark + “Made with PaperKit” badge, unlimited clean-PDF recordable deeds of reconveyance, and Pro across every tool.
A deed of reconveyance is a template for convenience, not legal advice. It is a recordable instrument that releases a deed of trust and reconveys title; to be effective it must generally be signed by the trustee (or duly appointed successor trustee) at the beneficiary's direction, acknowledged before a notary, and recorded with the correct recorder / register of deeds, in the form and with the reference numbers required by that office and applicable state law. PaperKit is not a law firm. Review the reconveyance and consult a qualified attorney.