A deed-of-trust loan has gone into default and you need to start the non-judicial foreclosure — this is the recordable, served notice that opens the power-of-sale clock. In deed-of-trust states the lender (beneficiary) directs the foreclosure trustee to give notice, and PaperKit drafts the exact instrument the trustee records and serves. Pick the stage: a Notice of Default and Election to Sell (recite the default, DEMAND reinstatement of the past-due arrears plus fees by a cure deadline — PaperKit adds them up for you — and elect to sell under the power of sale), or, once the cure period has expired, a Notice of Trustee's Sale that sets the auction date, time and place and the total unpaid balance. Choose residential or commercial, recite the deed of trust (with its recording book/page/instrument number), the note, the trustor / borrower in default, the beneficiary and the trustee, and PaperKit assembles the whole notice with the default recital, the reinstatement / cure demand, the election-to-sell (or sale-details) section and a borrower-rights section. Like the reconveyance, the neutral foreclosure TRUSTEE — not the lender or the borrower — is the one who executes and e-signs it; the borrower is the party served. Hosted online for the trustee to review & e-sign. Clean recordable PDF.
A deed of trust is a three-party instrument — the neutral foreclosure trustee (not the lender or the borrower) is the one who records and serves the notice, at the beneficiary's direction.
The big lever — it decides the operative language, the document title, and which fields matter (cure demand vs. sale date).
Notice of Default & Election to Sell: recites the default, demands reinstatement of the past-due arrears + fees by a cure deadline (PaperKit sums them), and elects to sell under the power of sale. This starts the statutory cure period.
Residential deed of trust: framed for a home / consumer mortgage secured by a deed of trust.
PaperKit adds the past-due arrears + fees into a single reinstatement amount: $21,650.
A real, section-by-section recordable + served notice. The stage choice drives whether this is a Notice of Default (with the reinstatement demand) or a Notice of Trustee's Sale (with the sale date). Publish to get a hosted link the trustee can e-execute online.
$9/mo — remove the DRAFT watermark + “Made with PaperKit” badge, unlimited clean-PDF recordable notices, and Pro across every tool.
A notice of default / notice of trustee's sale is a template for convenience, not legal advice. It is part of a strictly regulated non-judicial foreclosure; to be effective it must generally be executed by the trustee (or duly appointed successor trustee) at the beneficiary's direction, recorded with the correct recorder / register of deeds, and served and published within the exact time periods, contents and form required by the state's power-of-sale statutes and the deed of trust. Cure/reinstatement rights and notice periods vary by state. PaperKit is not a law firm. Review the notice and consult a qualified attorney before recording or serving it.